It is our aim to take our client’s business to the next level. We ensure a range of customized solutions to help grow small or medium-sized businesses and enterprises. We have been catering to companies owing to our wide reach to both local and international businesses.

Discerned clients can choose a specific scheme of solutions from our extensive range of financial products and services. With our optimized and smooth loaning/lending facilities, we have the key to make your enterprise succeed.

Our offerings

Term Finance

We are well equipped to offer a host of Shari’ah-compliant term finance products which help clients finance expenses for their small or medium sized businesses.

Trade Finance

Our Trade Finance products offer smooth transactions for your small or medium-sized businesses. These may include expenses within office premises, exports, imports, transportation and distribution of equipment.

Working Capital Finance

With Siraj’s Working Capital Finance, you can bid goodbye to all interruptions of cash flows that risk your small or medium-sized business productions. Our products help SMEs enjoy long payment benefits along with several other choices and advantages.

Financial Services


Through Siraj’s guarantees program, SMEs can now receive returns even on marginal amounts. Our guarantees products are transparent and flexible, all under Islamic modes of financing.

WPS Payroll Services

SMEs can now enjoy the benefit of a highly advanced, adaptable and easy WPS management system. Siraj offers innovative, adaptable and easy-to-access electronic WPS (Wages Protection System) management systems to help you supervise all cash flows, payrolls, and their disbursements.