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The information contained on the Siraj Finance PJSC website is provided for general informational purposes only. By accessing and using this website, you agree to the terms of this Disclaimer. Use of this website does not create any relationship of banker-customer, fiduciary, advisory, or contractual obligation unless expressly agreed in writing with Siraj Finance PJSC.

  1. No Financial Advice
    • The content on this website does not constitute financial, investment, legal, or professional advice.
    • Customers should not rely solely on the information provided here and are encouraged to seek independent advice before making financial decisions.
    • Nothing on this website shall be construed as an offer, invitation, solicitation, or recommendation to enter into any transaction.
  2. Accuracy of Information
    • While Siraj Finance PJSC makes every effort to ensure that the information published on this website is accurate and up to date, we make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, or reliability of the information.
    • Siraj Finance PJSC is under no obligation to update or correct information and disclaims liability for any reliance placed on outdated, incomplete, or inaccurate information.
    • Information may be subject to change at any time without notice.
  3. Products and Services
    • All products and services described on this website are subject to eligibility criteria, regulatory approvals, and the terms and conditions of Siraj Finance PJSC.
    • Descriptions are provided for informational purposes only and do not constitute an offer, commitment or a guarantee of approval.
    • Availability of products or services may vary and does not guarantee approval or acceptance of any application.
    • Approval or provision of any product or service remains at the sole discretion of Siraj Finance PJSC.
  4. Limitation of Liability
    • Siraj Finance PJSC, its affiliates, board, employees, and agents shall not be held liable for any direct, indirect, incidental, or consequential loss or damage arising from the use of, or reliance on, the information provided on this website.
    • This includes but is not limited to loss of data, loss of business opportunities, or financial loss, reputational damage, or system failure.
    • Siraj Finance PJSC does not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components. Users are responsible for employing appropriate protection software.
  5. Third-Party Links
    • This website may contain links to external websites operated by third parties. Siraj Finance PJSC does not control or endorse the content of such sites and is not responsible for their accuracy, reliability, or availability.
    • Accessing third-party websites is at the user's own risk. Siraj Finance PJSC does not control, endorse, or assume responsibility for the content, accuracy, reliability, or availability of third-party websites and Siraj Finance PJSC shall not be liable for any resulting loss or damage.
  6. Regulatory Information
    • Siraj Finance PJSC is a finance company licensed and regulated by the Central Bank of the United Arab Emirates (CBUAE).
    • All operations are conducted in compliance with the applicable laws and regulations of the UAE. However, website content may not always reflect the most recent regulatory developments.
  7. Governing Law
    • This Disclaimer and any disputes arising from it shall be governed by and construed in accordance with the laws of the United Arab Emirates with no conflict with Sharia principals and rules. Any disputes arising in connection with the website or this Disclaimer shall be subject to the exclusive jurisdiction of the competent courts of the United Arab Emirates. This Disclaimer protects Siraj Finance PJSC against liability for:
      • Information errors
      • Misinterpretation of content
      • Third-party links
      • Misuse of products/services info
      • Protection of personal devices and/or its contents