CHIEF EXECUTIVE OFFICER
MOHAMED RUSAN FYROZE
Mohamed Rusan Fyroze is a seasoned banker and strategic leader with over 32 years of experience across diverse sectors of the financial industry, including Retail, SME, Corporate Banking, Wealth Management and Bancassurance. Throughout his career, Rusan has consistently demonstrated forward-thinking leadership, blending deep industry knowledge with strategic vision to drive growth and innovation across organizations.
Recognized for his dynamic leadership style, Rusan has successfully navigated complex financial landscapes, introduced innovative business models, and led transformative initiatives that enhanced profitability, operational efficiency, and stakeholder engagement. His broad experience across multiple financial domains has enabled him to deliver strong, consistent results and build high-performing teams.
He is widely sought after for his insights on business growth, customer-centric strategy, and leadership development. Known for his agility in decision-making, he is a trusted advisor and mentor to many in the financial services space.
Over the years, Rusan's contributions have been acknowledged with multiple industry accolades, particularly in the areas of team leadership, financial planning, product development, and business performance. His ability to foster both profitability and a people-first culture has been a cornerstone of his success. He places equal emphasis on customer satisfaction and employee well-being, which has helped him cultivate empowered, motivated teams and deliver sustained organizational performance.
With a strong strategic mindset, Rusan has led large-scale transformations, managed cross-functional teams, and steered businesses through evolving market dynamics. His unwavering focus on trust, accountability, and long-term value creation continues to set him apart as a leader committed to excellence.
In 2019, drawing on his extensive experience and vision for impactful growth, Rusan became the founding member and Group CEO of Siraj Holding LLC. Since then, he has spearheaded the acquisition of businesses and formed strategic partnerships with leading organizations, many of which now operate as subsidiaries under the Siraj Holding umbrella.
Rusan remains deeply committed to innovation, customer care, and operational excellence, continuing to lead with passion, integrity, and purpose empowering individuals, strengthening organizations, and delivering value to clients and stakeholders alike.
CHIEF RISK OFFICER
YASSER KUNHI
Yasser Kunhi is a highly experienced banker and payments professional with over 25 years of expertise in Risk Management, Fraud Investigations, Compliance, and Cybercrime. He has represented the Advisory Board of the Middle East and North Africa Bankers Association, as well as the Payment Forum and Governing Council, collaborating closely with law enforcement and legal bodies across the MENA region to strengthen financial security.
Mr. Yasser holds an MBA in Finance and is a recognized industry speaker and advisor, supporting organizations in identifying and mitigating complex risks, meeting evolving regulatory requirements, and enhancing operational resilience. His leadership has been instrumental in building robust risk management frameworks, safeguarding stakeholder interests, and ensuring the company's readiness in a dynamic and challenging financial environment.
CHIEF OPERATING OFFICER
AMJAD HIJAZI
Amjad Hijazi is a seasoned C-Level banker with over 32 years of experience in Islamic and conventional banking across Jordan, UAE, Saudi Arabia, and Qatar. His expertise spans Business Banking, Operations, Information Technology, back-office functions, and other support services. He has successfully led numerous restructuring programs, operational enhancements, and strategic initiatives that improved efficiency and business performance.
Over the past 15 years, he has held key leadership roles, including CEO of a financial institution in Jordan, Managing Director of consultancy firms in Jordan and the UAE, Chief Business Officer, Chief Operating Officer, AGM of Islamic Banking in Qatar, and AVP of Business Strategies in the UAE. His leadership ensures operational excellence and strategic alignment across all functions.
CHIEF BUSINESS INTELLIGENCE AND STRATEGY OFFICER
J. S. Daniel
Joseph S Daniel counts 39 years of expertise in the banking industry (a Practitioner, Theoretician, Thought-Leader, Trainer and Strategist) with international exposure as a professional Banker, Advisor, Consultant, and an Entrepreneur. A Competent Leader with Dynamic leadership qualities and Assertiveness coupled with a passion for accomplishment and eye for detail and excellence.
He has been holding senior management roles as Group Head, Vice President, Advisory and Consultative roles in Banks he has served with. The Banks he has served in are the largest banks in their respective regions (such as The National Bank of Abu Dhabi, The Gulf International Bank Bahrain, The Commercial Bank of Qatar, The Hatton National Bank Ltd. and affiliation with ABN AMRO). In his impressive career Daniel has had the good fortune of interacting successfully with 14 different international regulators, multitudes of other banks and financial organizations covering Asia, Middle East and Europe.
Daniel is a versatile financial professional with an exceptional and unique ability of having mastered the entire spectrum of the banking domain spanning Retail, SME, Corporate and Investment Banking. He is also a dedicated professional with a proven track record and specialization in a number of vital areas in Banking, including setting up and starting new and highly regulated business lines, Business Planning & Strategy, Operations, Risk Management, Business Continuity Management, Compliance, IT and Digital Banking. A respected and much sought after leader to deliver challenging, creative and innovative initiatives/projects. Amongst, Daniel's many accomplishments including a world's first, namely the Automated Cheque Clearing Function, the following standout too, strategic projects both complex, Business and IT related, Central Bank Projects, Business Process Reengineering, adopting new disciplines seamlessly, the Middle East Region's one of the first successful shared services concept in the Banking Industry and numerous others along the way.
CHIEF GOVERNANCE & COMPLIANCE OFFICER
FAZAL MOHAMED NASSIM
Fazal Mohamed Nassim is a senior banker with over 30 years of experience in Corporate and Retail Banking across three countries, covering both conventional and Islamic banking. He holds an MBA in Banking and has earned the 'Chartered Banker' status from the Banker's Institute, United Kingdom. Known for his people-focused leadership, Mr. Fazal has mentored and developed numerous professionals into high-performing leaders.
He specializes in consumer banking, risk management, and controls, having led initiatives that reduced credit costs, enhanced governance frameworks, and established strong operational risk functions. His career includes leadership roles in multinational banks such as HSBC and Barclays. Mr. Fazal's strategic insight, commitment to governance, and focus on operational integrity support the company's sustainable growth and regulatory compliance objectives.
CHIEF BUSINESS DEVELOPMENT & INVESTMENT OFFICER
SYED MOOSA KALEEM AL-FALAHI
Syed Moosa Kaleem Al-Falahi is a seasoned Islamic banker with over 30 years of leadership experience in prominent Islamic banks across the GCC. He has been at the forefront of launching innovative products and managing cross-border transactions in trade finance, wholesale banking, retail banking, and investment banking.
Before joining Siraj Finance, he served as the CEO of Islamic Bank of Afghanistan for three years, driving its strategic transformation. His earlier career includes senior roles at Noor Bank, Dubai Islamic Bank, and Qatar Islamic Bank. With academic and professional qualifications in banking and Sharia, Mr. Moosa Kaleem has originated, structured, and distributed complex corporate, institutional, and sovereign Islamic capital market transactions, significantly contributing to the growth of Islamic financial services in the region.
CHIEF BUSINESS ADMINISTRATION & CONTROL OFFICER
TUAN SHANAZ HAJIREEN
Tuan Shanaz Hajireen is a senior banking professional with over 30 years of experience, including more than two decades in Islamic banking. He has served in several multinational and local banks in the UAE, holding senior roles in Credit Policy & Risk Management, Retail & SME Banking, Credit Administration, Operations, and Internal Audit.
Mr. Shanaz was instrumental in establishing a full Retail & SME Islamic business vertical in a prominent financial institution and played a key role in setting up the Islamic Window of one of the UAE's largest banks. His contributions include designing and implementing effective policies, strengthening internal controls, and introducing best practices that drive operational excellence. His broad exposure across business functions enables him to deliver governance, efficiency, and compliance at a strategic level.
CHIEF FINANCIAL OFFICER
MOHAMED MUSTAFA OMAR
Mohamed Mustafa Omar is a finance professional with over 20 years of experience in financial management, IT-enabled business solutions, and corporate strategy. At Siraj Finance, he leads core functions including accounting, IT, internal control, treasury, corporate finance, and regulatory reporting, working closely with the executive team to ensure governance, efficiency, and sustainable growth.
He holds a bachelor's degree in Financial Management from Southeastern University in Washington, D.C. Before joining Siraj Finance, Mohamed served as Financial Manager at Doha Bank Group in Qatar from 2005 to 2010, enhancing financial planning and operational efficiency. Earlier, at Abu Dhabi Islamic Bank, he developed robust financial controls and supported strategic growth initiatives, ensuring sound governance and long-term business performance.